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419-421 N Spring Street Elgin, IL 60120

$319,900
New / MLS# 12709745 / Multi Unit - Multiple / Elgin
4 Beds
2 Baths

Outstanding investment opportunity in a classic Elgin two-flat located in the Spring-Douglas historical district, offering immediate cash flow plus long-term upside! This well-maintained up/down duplex features two generously sized 2-bedroom units full of vintage character - high ceilings, natural millwork, a charming bay window, and gleaming hardwood floors throughout. Easy walking distance to schools, library and downtown. Unit 1 (421) - VACANT & MOVE-IN READY: Freshly painted, professionally cleaned, and updated with new kitchen flooring - ready to lease at market rent or perfect for an owner-occupant. This spacious 2-bedroom layout includes a primary bedroom and second bedroom, both with generously sized closets, plus a separate living room and family room for flexible everyday living. The kitchen and dining area form one large, open, adjoined space - ideal for entertaining - along with a full bath. Get top rent from day one with this beautifully refreshed unit. Unit 2 (419) - LONG-TERM, STABLE TENANT: A comfortable 2-bedroom layout with a functional galley kitchen, spacious living room, and full bath. Currently occupied on a month-to-month lease, providing immediate income with flexibility for future rent increases or owner use. Additional highlights include a freshly painted basement for extra storage, a detached 2-car garage, and a generous fenced yard - all located just minutes from downtown Elgin, Metra, shopping, and dining. Whether you're an investor looking to add a cash-flowing asset to your portfolio or an owner-occupant hoping to live in one unit while renting the other, this solid two-flat checks every box: updated, spacious, and priced to perform. Schedule your showing today (Lower unit can be a go & show, upstairs requires 48 hour notice.)

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Estimated Payment

$ 1,358.53 per month $710.89 Principal & Interest $554.33 Property Tax $93.30 Homeowner's Insurance
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Property Details

Property Type: Multi Unit - Multiple
Basement: Unfinished, Full
Basement: Yes
Garage: 2
Heating: Natural Gas
Lot Size: 0.17 Acres
Roof Type: Asphalt
Taxes: $6,652
Year Built: 1900

Feature Descriptions

Additional Structures: Garage(s)
Exterior: Fir, Frame
Lot: Corner Lot
Lot Dimensions: 66X115
Parcel#: 0612360001
Parking: Yes, Detached, Garage
Sewer: Public Sewer
Total Rooms: 10
Township: Elgin
Water: Public

Schools

School District: District 46

Disclaimer: The accuracy of all information regardless of source, including but not limited to square footage and lot size, is deemed reliable but not guaranteed nor warranted and should be personally verified through personal inspection by and/or with the appropriate professionals.

Location

See details and scored characteristics about this location.

Listing Office: Buy Sell Invest Fox Valley

Listing Office Phone: 630-859-1313



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